京都大学 大学院経済学研究科・経済学部

セミナーシリーズ

アジア経済発展論研究会セミナー(2022.12.1)

髙橋 和志(政策研究大学院大学・GRIPS Global Governance Program (G-Cube) ディレクター,国家建設と経済発展プログラムディレクター,教授)

開催日:
2022年12月1日(木)16:45-18:15
場所:
京都大学東南アジア地域研究研究所 稲盛財団記念会館 3階大会議室
言語:
英語
コーディネーター:
町北 朋洋(東南アジア地域研究研究所)

タイトル:”Saving for the lean season and seasonal poverty dynamics: Evidence from a randomized experiment and high-frequency data (with Abu S. Shonchoy, Takeshi Aida, Jun Goto, Yu Ri Kim, Hisaki Kono, Takashi Kurosaki)”

Abstract: Using 36 rounds of bi-weekly household surveys over two years and a randomized field experiment, this study explores whether term deposits with the maturity date set in the lean season mitigate seasonal poverty in rural Bangladesh. To differently incentivize, we randomly assign either a premium or prevailing market interest at maturity. The former product attracts more deposits, and treated households increase food and non-food expenditure by 8-13% during the target lean season, with no lasting impacts. The latter product shows no impacts. Our results suggest that, while imperfect, a better-designed savings product could potentially mitigate seasonal deprivation.

Keywords: consumption seasonality, micro-savings, randomized experiment, Bangladesh